Rebuild. Repair. Rise.


Your journey to a 700+ credit score starts here. Personalized support, real results, and tools built to change your financial future.

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It’s Not the End. It’s the Reset You Deserve.

We guide your personal credit rebuilding journey with real support. No shame. No fluff. Just clear next steps and real growth.

Deja
✅ Verified Client
“I was stuck at 540 and couldn’t get approved anywhere. Four months later, I bought my first car with 2.8% APR. Back to 700 didn’t just fix my credit—they gave me confidence.”


— Deja, Chicago, IL

Why Choose Back to 700?



Proven Results

80% of clients see a 100+ point increase in 80 days

Tailored Plans

Custom strategies based on your credit history

No Judgment, Just Growth

We meet you where you are.

$100K+ Recovered

From loan approvals, low-interest rates & savings

The Numbers Don’t Lie

Your results are our receipts.
We don’t just talk credit recovery — we deliver it. From higher scores to real buying power, these numbers show the impact we’re making in people’s lives every single day.

750+

Credit score goals hit and counting.

1,200+

Disputes filed on behalf of our clients.

90 Days

Average time to see score movement.

$100K+

In buying power restored for clients.

Our 5-Step Credit Fix Formula

Curious about how our professionals help you achieve a 700+ credit score? Watch this short 2‑minute video to see our Back to 700 proven system:

01

In‑Depth Credit Audit

Pinpointing errors, late payments, and high‑utilization issues.

02

Banking Your Disputes

Filing challenges with creditors and credit bureaus.

03

Negotiating & Settling

Tackling medical bills, collections, and over‐limit charges.

04

Payment Plan Mastery

Creating personalized plans for on‑time payments and managing balances.

05

Credit Maintenance Coaching

Ongoing guidance to keep your score climbing.

Watch How We Take You Back to 700+

This short video breaks down the proven 5-step process to repair, rebuild, and raise your credit score. See how real clients achieved real results — and how you can too.

Quick Start Packages


Bankruptcy support services are automatically included during checkout to ensure complete financial preparation. If you do not require this service or need to adjust for multiple bankruptcies, you may remove or modify the quantity before completing your purchase.

Fresh Start Package

$450

Financial Empowerment Basic
Ideal for: Individuals new to credit repair or with minimal negative items.

  • 3 rounds of credit disputes over 3 months
  • Monthly credit report analysis
  • Personalized credit improvement plan
  • Email support

Momentum Package

$800

Financial Empowerment Plus
Ideal for: Clients with multiple negative items seeking steady progress.

  • 6 rounds of credit disputes over 6 months
  • Bi-monthly credit report reviews
  • 1 high-limit tradeline addition
  • Priority email and phone support

Elevate Package

$1,100

Financial Empowerment Premium
Ideal for: Individuals aiming for major credit improvement and financial empowerment.

  • 12 rounds of credit disputes over 12 months
  • Monthly credit report reviews
  • 2 high-limit tradeline additions
  • Access to financial literacy workshops
  • Dedicated credit coach

Business Builder Package

$1,300

Founder’s Financial Pathway
Ideal for: Entrepreneurs looking to establish or grow business credit.

  • Business credit formation assistance
  • 6 rounds of business credit disputes
  • 2 high-limit business tradeline additions
  • Business credit report analysis
  • Access to business funding resources